Table of Contents
Message from the
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Master of Divinity
Master of Arts in
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Master of Arts in
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sMaster of Arts in
spacerIntercultural Ministries

sMaster of Arts in
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Continuing Education
Doctor of Ministry
Doctor of Missiology
Ph.D. in Intercultural
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Ph.D. in Biblical
spacerInterpretation and
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spacerTheology

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Admission Information
AGTS Profile
Course Descriptions
Financial Information
Academic Policies and Procedures
Student Life and
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Other Links

Seminary Board of
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Administration
Faculty
Adjunct Faculty
Academic Calendar
Map to AGTS
Catalog Archives

 
catalog

Financial Information

Financial Registration | Payment of Bills | Refund Policy | Delinquent Account | Financial Aid Programs |
Federal Loan Programs | Withdrawal and Financial Aid Refund Policy |
Satisfactory Progress Standards for Financial Aid Recipients

Tuition and Fees

The seminary makes every effort to provide an affordable education at the most reasonable cost possible. Tuition covers only 60% of the cost of a master’s program at AGTS. The other 40% comes through various other sources, including contributions and support from The General Council of the AG. The following fee schedule is effective at the time of publication. Tuition and fees are subject to change each fall. For an updated fee schedule, please contact the Business Office.

Tuition ………………………………………………………………........... per cr ………………….$ 581
Audit fee ……………………………………………………………........... per cr ………………….$ 145.33
Other fees
      Analytical paper rewrite fee………………………………………………………………….…… $ 30
      Application for admission (nonrefundable) ……………………………………………………...$ 75
      Change of course............................................................................ each .…………………..$ 6
      Change of degree..................................................................................................................$ 15
      Change of grade (incl. change from incomplete to a grade,
      3 weeks after semester ends)......................................................... each ............................ $ 30
      Comprehensive exam retake.......................................................... each .............................$ 30
      Continuing Edu. reservation deposit..................................................................................... $ 30
         (applies to tuition; nonrefundable, nontransferable)
      Deferred payment fee............................................................................................................$ 50
      Delinquent accounts collection fee.................................................. 40% of unpaid balance
      Diploma replacement fee, no cover.......................................................................................$ 25
      Directed research fee (nonrefundable, plus tuition)......................... per course....................$ 250
      Lab fee............................................................................................. per cr............................$ 10
      Late payment fee............................................................................. per month.....................$ 25
      Late academic registration fee...............................................................................................$ 50
      Proctor fee for exams...................................................................... each..............................$ 10
      Proficiency exam fee, nonrefundable.....................................................................................$ 50
      Readmission fee (after two semesters)..................................................................................$ 15
      Returned check charge..........................................................................................................$ 15
      Transcripts each.....................................................................................................................$  5

D.Min. tuition/fees (See Doctor of Ministry, Financial Information.)
D.Miss. tuition/fees (See Doctor of Missiology, Financial Informaiton.)
Ph.D./IS tuition/fees (See Doctor of Philosophy in Intercultural Studies, Financial Information.)
Ph.D./BTH tuition/fees (See Doctor of Philosophy in Bible and Theology, Financial Information.)
Certificate Programs tuition (See Certificate Programs for Graduate Studies, Financial Information)

Financial Registration

During registration for classes, all students are required to complete on the portal a Financial Responsibility Agreement (FRA) indicating how they plan to pay their tuition, books and fees for the semester. Failure to complete financial registration will result in cancellation of the student’s class schedule. The following payment options are available.

Payment of Bills

Full Cash Payment—must be made on or prior to the first day of the semester (checks and credit cards accepted: Discover, MasterCard and Visa). Accounts not paid in full on or before the first day of the semester will be assessed a monthly late fee of $25.

Students who pay their account balances in full on or before the first day of the semester will receive a 1% discount on net tuition. Net tuition is the full tuition charge less tuition discounts and institutional scholarships. This discount applies only to master’s level resident students.

Deferred Payment—provides a plan for students who are unable to pay the semester charges in full at registration. A $50 deferred payment fee is added to the student account and the balance is divided into 3 equal monthly installments due on specified dates. Payments made after the specified dates will be subject to a $25/month late fee.

Tuition Discounts—AGTS provides several tuition discounts. Please see Tuition Discounts for Resident and Continuing Education Students.

Scholarships—Several scholarships and grants are available to new and returning students. See Financial Aid Programs.

Federal Financial Aid—For information on student loans and work study program, please refer to Federal Loan Programs.

Special Arrangements—Arrangements for billing to AGWM, employers, home churches, etc., must be made prior to registration with the AGTS Business Office.

All tuition and fees are due and payable in full by the first day of the semester unless special arrangements have been made in advance with the business office or students plan to use the deferred payment plan. Students whose accounts are not current will not be allowed to register for subsequent classes and will be denied requests for transcripts and diplomas.

Refund Policy
(Applies to students not receiving Federal Financial Aid)

Any student dropping a course(s) or withdrawing totally after registration, without completing the necessary forms and receiving the consent of the registrar, will not receive a refund. Failure to attend classes does not guarantee a refund.

Students may change or drop courses anytime during the first two academic weeks of each semester (see calendar for summer sessions). If a course is dropped and a substitute course taken, there is no charge other than the $6 change of course fee. When a course is dropped (or withdrawn from) and no substitute taken, the following refund policy will apply for the fall and spring semesters. Contact the Business Office regarding the brief refund period for accelerated summer and module sessions.

Fall and Spring Semesters

  1. No refund on fees.
  2. Refund on tuition:
    • Up to and including the first day of class —100%
    • First week (2nd-6th day)— 90%
    • Second week (7th-12th day) —80%
    • Third week (13th-19th day) —70%
    • No refund after the third week. (20th day).
  3. Distance Learning Courses, see Refund Policy—Distance Learning Courses
  4. Students receiving federal financial aid who totally withdraw from seminary, see Financial Aid Refund Policy.

Delinquent Account

AGTS begins in-house collection procedures on the outstanding account balances of students who have not fulfilled the conditions of their Promissory Notes or who have not made payment for at least 30 days. This procedure involves a series of letters and/or telephone calls from the AGTS Business Office.

If at the end of 120 days the account has not been paid in full or satisfactory arrangements have not been made to pay off the debt, the account will be referred to the seminary’s collection agency. Students whose accounts have been referred to outside collection agencies will be required to pay all legal and collection costs in addition to the outstanding balance. These costs can be an additional 40-60% of the unpaid balance.

Accounts are considered delinquent after 30 days past due. Students with delinquent accounts will not be permitted to enroll in subsequent classes and will be denied requests for transcripts and diplomas.

Financial Aid Programs

Financing Your Education

AGTS is especially sensitive to the financial challenges students face today in seeking to finance graduate education for master’s programs. Fund-raising to increase the number of scholarships continue to be a priority at AGTS.

Most students are financing their programs through personal savings, employment, church support, loans, and scholarships.

AGTS encourages careful planning and stands ready to assist students in identifying all possible financial resources. The process begins by completing and returning the appropriate forms to AGTS for financial aid, scholarships, and tuition discounts.

To have financial aid available for the first day of registration, deadlines have been established for submitting all documents necessary to process financial aid. The student should be sure to check the calendar or call the financial aid office so that he/she will not miss the deadlines established for fall, spring, and summer semesters.

Credit Hour Based Grant Program for New Resident Students

The Credit Hour Based Grant Program is available for new resident students. Applicants must have submitted an application for admission, recommendation forms and college transcripts to the Enrollment Office. Applicants are awarded on a first-come, first-served basis. Grants will be disbursed each fall and spring to reflect the amount of credits taken ($2000 for full-time or $750 part-time enrollment). The seminary reserves the right to make changes to the scholarship program as deemed necessary and without advance notice.

Full-Time Enrollment Grant—$2,000 Per Semester
Part-Time Enrollment Grant—$750 Per Semester

Eligibility/Criteria:

  • Attain undergraduate accumulative minimum of a 3.0 GPA on a 4.0 Scale.
  • Demonstrate outstanding Christian character.
  • Full-Time Enrollment Grant:
    • Enroll for 9 or more credits during a fall or spring semester.
  • Part-Time Enrollment Grant:
    • Enroll for less than 9 (but not less than 6) credits during a fall or spring.  The Full-Time Enrollment Grant will resume when the student enrolls for 9 or more credits during a fall or spring semester.
  • If student drops below 6 credits in fall or spring, grant award is forfeited. Student can reapply if enrollment meets the per semester hour requirement in subsequent terms.
  • Academic probation forfeits this grant.  Student can reapply upon reinstatement of good academic standing.
  • The grant may be used for resident, master’s level tuition only. The award does NOT cover books, fees or other expenses and cannot be applied to D. Miss., PhD. and D.Min. courses.
  • This award will be credited to the student's account in the AGTS Business Office after the drop/add period. Cash disbursements will not be made, but credit balances may carry over from semester to semester.
  • This grant may not be used in conjunction with any AGTS tuition discount and is not given during summer semesters.
  • Grant cannot extend past the time frame for completion of degree as prescribed in the catalog.

Scholarships for New and/or Returning Resident Students

The following scholarships are available to new or returning resident students. Applicants must be
accepted for admission to AGTS. Most awards are determined in the semester prior to disbursement
and are posted to student accounts after the add/drop period the following semester provided the recipients continue to meet the conditions for the award. Unless otherwise stated, most awards are
between $500 and $1,000.

AGCU Scholarship

The Assemblies of God Credit Union Scholarship offers financial assistance to qualified AGTS
students who demonstrate financial need and maintain passing grade point averages.

AGTS Women’s Fellowship Scholarship

The AGTS Women’s Fellowship Scholarship offers assistance to returning students who demonstrate financial need. Applicants must have grade point averages of at least 3.2, be enrolled full time, and have completed at least 18 credits at AGTS.

Arthur Klaus Preaching Scholarship

Arthur Klaus Scholarship offers financial assistance to qualified students who are enrolled in
the expository preaching program. Applicants must be enrolled full-time and have grade points
averages of 3.25.

Philip Bongiorno Scholarship

The Philip Bongiorno Scholarship offers assistance to new or returning minority students who demonstrate financial need. Applicants must have passing grade point averages, be enrolled full time, and demonstrate potential for ministry.

C. Burnett Expository Preaching Scholarship


C. Burnett Expository Preaching Scholarship offers financial assistance to qualified students
who are enrolled in the expository preaching program. Applicants must be enrolled full-time.

Cordas C. Burnett Scholarship

The Cordas C. Burnett Scholarship offers assistance to returning students who demonstrate financial need. Applicants must have passing grade point averages and be enrolled full time.

Daisy Cole Scholarship

The Daisy Cole Scholarship offers assistance to returning students who demonstrate financial need. Applicants must have passing grade point averages, be enrolled full time, and hold ministerial credentials with the AG.

Dr. Anthony D. Palma Scholarship

Dr. Anthony D. Palma Scholarship offers financial assistance to qualified AGTS students who
demonstrate financial need and strong academic achievement during seminary and are
enrolled in the expository preaching program. Applicants must be enrolled in the M.A.T.S. or
M. Div., be enrolled full-time and have cumulative grade points averages of 3.0.

DV Dickinson Scholarship

DV Dickinson Scholarship is established to offer financial assistance to qualified AGTS students with passing grade points averages and who demonstrate financial need.

Faculty and Staff Endowed Scholarship

Faculty and Staff Endowed Scholarship offers financial assistance to qualified AGTS students
who demonstrate financial need and strong academic achievement during seminary. Applicants must have completed at least 9 hours and be enrolled full-time. The award is based
on academic performance (requiring a 3.3 grade point average) or financial need (requiring a
3.0 grade point average).

Joseph R. Flower Scholarship

The Joseph R. Flower Scholarship offers assistance to returning students who demonstrate financial need and potential for ministry. Applicants must have passing grade point averages and be enrolled full time.

R. Kenneth George Scholarship

R. Kenneth George Scholarship offers financial assistance to students who demonstrate financial need, have a cumulative AGTS grade point average of 3.5 and are enrolled in the M.A. in Theological Studies.  Applicants must have a parent who holds credentials with the Assemblies of God.

Robert E. and Mary M. Hanf Scholarship

The Robert E. and Mary M. Hanf Scholarship offers assistance to returning students committed to foreign missions. Applicants must have passing grade point averages, demonstrate financial need and be enrolled full time in a missions degree at AGTS.

Carl and Marie Hyllberg Memorial Scholarship

The Carl and Marie Hyllberg Memorial Scholarship offers financial assistance to new and returning students enrolled in the M.A. in Intercultural Ministries or the M.Div. with an intercultural ministries concentration. Candidates must have a grade point average of 3.0, be enrolled full time, demonstrate financial need and responsible handling of personal finances and seminary bills, and have a firm intention to serve as a foreign or home missionary upon graduation.

Jewish Ministries Scholarship

The Jewish Ministries Scholarship offers assistance to returning students who demonstrate financial need and strong academic achievement at the seminary. Applicants must have firm intentions of pursuing ministry among Jewish people.

John Katter Scholarship

The Katter Scholarship offers financial assistance to qualified AGTS students who are enrolled in the M.Div. at AGTS. Applicants must have completed 12 hours toward a degree, be enrolled full-time, have a cumulative grade point average of 3.2 and demonstrate potential for ministry and responsible handling of seminary bills.

Edgar R. Lee Double Honors Scholarship

The Edgar R. Lee Double Honors Scholarship offers financial assistance to M.Div. students who have maintained a grade point average of at least 3.0, demonstrate financial need, and have strong potential for ministry. Full-time enrollment is required.

Lila Basel Brown Memorial Scholarship

Lila Basel Brown Memorial Scholarship offers financial assistance to qualified AGTS students
who demonstrate financial need and maintain passing grade point averages.

Ann Jones Martinez Scholarship

The Ann Jones Martinez Scholarship offers assistance to returning students and is based on merit. Applicants must have a firm intention to serve as a church planter or foreignmissionary, have grade point averages of at least 3.0, be enrolled full time and demonstrate strong ministry and leadership skills.

Ononyotekowa Mohawk Scholarship/Maracle Native American Scholarship

Ononyotekowa Mohawk Scholarship or Maracle Native American Scholarship offers financial
assistance to qualified native American AGTS students who demonstrate financial need and
strong academic achievement during seminary. Applicants must have cumulative grade points
averages of 2.5.

Noel Perkin Scholarship

The Noel Perkin Scholarship offers assistance to returning students committed to foreign missions. Applicants must have firm intentions to pursue ministry as a foreign missionary and a passing grade point average.


R. Barton Family Honorary Scholarship

R. Barton Family Honorary Scholarship offers financial assistance to qualified AGTS students
who demonstrate financial need and maintain passing grade point averages.

Powers-Aker Missions Scholarship

The Powers-Aker Missions Scholarship offers assistance to returning students committed to evangelism ministry. Applicants must have a firm intention to pursue ministry as a foreign or inner-city missionary, have completed at least 12 credits of study at AGTS, have grade point averages of at least 3.0, be enrolled in the M.A. in Intercultural Ministries, M.A. in Theological Studies or M.Div. with an intercultural ministries concentration, and be active in Christian service while enrolled at AGTS.

Andrew and Myrtle Robeck Double Honors Scholarship

The Andrew and Myrtle Robeck Double Honors Scholarship offers financial assistance to returning students who plan to pastor rural or small town churches after graduation. Candidates must have completed at least nine credits toward their degree, demonstrate financial need, be enrolled full time, and have a grade point average of 3.0

Second Career Scholarship

Second Career Scholarship is established to offer financial assistance to a qualified AGTS student preparing for a second career as the pastor of a local domestic congregation.  Preference is given to applicants with earned secular degrees and who have been employed in non-ministerial careers for at least 5 years.

John Seregow Scholarship

The John Seregow Scholarship offers assistance to returning students who demonstrate financial need. Applicants must have a passing grade point average.

Della Z. Smith Scholarship

The Della Z. Smith Scholarship offers assistance to returning students who demonstrate financial need. Applicants must have passing grade point averages and be enrolled full time.

Del Tarr Missions Scholarship

The Del Tarr Missions Scholarship offers financial assistance to a seminary student who plans to minister as a foreign missionary after graduation. First consideration will be given to applicants intending to serve on the continent of Africa.

Thomas Trask Scholarship

The Thomas Trask Scholarship offers financial assistance to qualified AGTS students who
demonstrate financial need and strong academic achievement during seminary. Applicants
must be enrolled in the M. Div. degree, demonstrate financial need and maintain grade points
averages of 3.25.

V. Eugene and Rosalie DeFreitas Charitable Foundation Endowed Scholarship

V. Eugene and Rosalie DeFreitas Charitable Foundation Endowed Scholarship offers financial assistance to returning students who are preparing for the mission field or are appointed as missionaries to foreign countries. These funds will be used to assist students to enroll full-time or foreign missionaries taking a course who are unable to enroll full-time because of ministry responsibilities. Eligible candidates must have firm intention to pursue ministry as a foreign missionary or currently serve as an appointed foreign missionary, have completed at least 12 hours of study (preferably at AGTS), have a cumulative grade point average of at least 3.0 and be enrolled full-time at AGTS (unless serving as a full-time, appointed foreign missionary).

Valborg Frandsen Memorial Scholarship

The Valborg Frandsen Memorial Scholarship offers assistance to returning students who demonstrate financial need. Applicants must have grade point averages of at least 2.8, be enrolled full time and in their last semester at AGTS.

Philip Wannenmacher Memorial Scholarship

The Philip Wannenmacher Memorial Scholarship is established to offer financial assistance to the student who demonstrates financial need and a strong aptitude for ministry. Applicants must be enrolled full time and maintain a 3.0 grade point average.

Morris Williams Scholarship


The Morris Williams Scholarship offers assistance to returning students committed to foreign missions. Applicants must have a firm intention to pursue ministry as a foreign missionary and passing grade point averages.

Scholarships for International Students

Prince Guneratnam Asian Leadership Award

The Prince Guneratnam Asian Leadership Award offers assistance to new or returning Asian students who demonstrate merit and financial need and who hold ministerial credentials. The amount of the award is based upon current investment rates and will be determined by the AGTS Scholarship Committee each year.

J. Philip Hogan International Student Fund


The J. Philip Hogan International Student Fund offers assistance to new or returning international students who demonstrate merit and financial need.

Scholarships for Chaplaincy Students

Chaplaincy Scholarships offer assistance to resident students who intend to serve as institutional, occupational, military, or Veterans Affairs chaplains. Applicants must be enrolled for at least 9 credits of graduate work and have completed a Chaplaincy Department application form showing their intent to become credentialed, Assemblies of God chaplains after graduation. A minimum, cumulative 3.0 GPA at AGTS is required by the Chaplaincy Office to obtain a scholarship. Applicants must apply each July for the following academic year. The scholarships are disbursed only during the fall and spring semesters. Specific information regarding the scholarships is available by contacting Stormy Davis in the Veteran Service Center at 417-865-2817 x. 8841.

Veterans Benefits

Eligible U.S. military veterans may receive many of the GI Bill education benefits at AGTS. Further information is available from Stormy Davis in the VA Service Center at AGTS, 417-865-2815 ext. 8841.

Tuition Discounts for Resident and Continuing Ed. Students

The following tuition discounts are available for AGTS resident or continuing education students. Only one discount per semester per student will be granted. Applicants must be in good financial standing with AGTS and must submit a Tuition Discount Application form for each semester a discount is requested. Distance learning and comprehensive fee programs (e.g. D.Min., D.Miss., and Ph.D. ) are not eligible for tuition discounts. For discounts, the academic year runs from September 1 through August 31. The Seminary Board of Advisors reserves the right to make changes to the tuition discount policy as deemed necessary and without advance notice.

Student Spouse

Spouses of full-time students (nine or more credits per semester) or full-time continuing education students (2 or more courses per session) are eligible for 50% discount for the resident or continuing education program and/or one free course audit per semester. Recipient does not need to be a full-time student. Discount will be applied to the spouse enrolled in the lesser number of classes. Spouses of students receiving the Presidential Honors and Ministerial Merit Awards are not eligible.

College Senior (Concurrent Enrollment)

College seniors are eligible for a 50% tuition discount on their first resident or continuing education course taken at AGTS, and a 25% discount on each subsequent course (up to nine credits) while concurrently enrolled at their undergraduate college. Only one course may be discounted per semester. Note: Discount is not applicable for the 6-year B.A./M.Div. Dual Track.

Local Pastor

Senior AG pastors living within a 50-mile radius of Springfield are eligible to audit one resident or continuing education course free of charge per academic year. This discount does not apply to courses taken for graduate credit.

AG National Leadership and resource center Employee

Springfield-based employees of AG NLRC are eligible for a 50% tuition discount on all continuing education or resident courses after one year of uninterrupted full-time employment.

Resident AGTS Employee

Full-time AGTS faculty and administration, their spouses and children are eligible for a 100% tuition discount on all continuing education or resident courses. AGTS staff are eligible for three credits of free tuition per semester after one year of full-time service. Spouses and single, dependent children are eligible for six credits of free tuition per semester after three years of full-time service.

Adjunct Faculty

AGTS adjunct faculty are eligible for one free course within 12 months of service. Their spouses and single, dependent children are eligible for one free resident or continuing education course during the adjunct’s semester of service.

AG College Professor or Administrator

Full-time faculty, administrators of endorsed four-year AG colleges and their spouses and single, dependent children are eligible for a 50% tuition discount.

District Official

Full-time AG district officials are eligible for one free course per academic year. This includes district youth directors and christian education directors.

AGTS Graduate Alumni

AGTS graduate alumni are eligible for three free master’s level credit audits per academic year in the resident program or at any extension site participating in the alumni scholarship program.

Federal Loan Programs

The federal loan programs listed are available to AGTS students. To be eligible, a student must be a U.S. citizen, U.S. national or an eligible noncitizen. Students must also be in compliance with the Selective Service, not owe a refund or be in default to any Title IV program.

FAFSA
Form

All students interested in determining their eligibility for Federal loan programs or Federal work study positions are required to complete a FAFSA application (Free Application for Federal Student Aid). This is a federally approved need analysis which determines the student’s financial need to attend AGTS. Forms are available from the Financial Aid Office or the FAFSA website (www.fafsa.ed.gov).
A brochure will also be provided that discusses the various types of financial aid available. Changes in these programs are at the discretion of federal and state governments.

Federal Perkins Loan

There is a limited amount of funds available for this need-based, low interest (5%) loan. Repayment is to AGTS, based upon a ten-year period. The loan limit is $3,000 per year, divided between two semesters. This loan may change the Federal Stafford Student Loan amount for which a student may qualify.

Student must be enrolled at least half-time (6 credits per semester) and complete the FAFSA form , Federal Perkins MPN, and Federal Perkins Entrance Counseling.

Upon approval, student receives an official award letter to be signed, and one copy returned to AGTS. Each award also requires a signed Perkins Promissory Notes which when signed obligates the student to repay the loan as agreed. Repayment does not begin until nine months after graduation, upon termination of program either by the student or school, or if enrollment drops below half-time status.

Federal Stafford Loan


This loan enables an eligible graduate student to borrow up to $8,500 per scheduled-based academic year (fall, spring, summer). Loans are made through an outside lender, and the federal government pays interest while the student is at school in at least half-time status (six credits per semester). A student may borrow if his cost of attendance allows.

Repayment begins six months after graduation, termination of school program by either the student or school, or dropping below the half-time status (six credits per semester). The interest rate is variable with a 8.25% cap for new borrowers.

To apply for the Subsidized Federal Stafford Loan, students are required to submit the FAFSA, AGTS Financial Aid Application, Stafford Loan Application, and any other forms requested by AGTS.

Unsubsidized Federal Stafford Loan

This loan enables an eligible graduate student to borrow up to $18,500 per scheduled-based academic year (fall, spring, summer) less any Subsidized Stafford Loan Award. Loans are made through an outside lender, and the federal government does NOT pay any interest.

Interest accrues from the date of disbursement and will be capitalized by the lender unless paid by the student while in school. Principal payments begin immediately but may be deferred for students who are enrolled at least half-time. The interest rate is variable with a 8.25% cap.

To apply for the Unsubsidized Federal Stafford Loan, students are required to submit the FAFSA, AGTS Financial Aid Application, Stafford Loan Application, and any other forms requested by AGTS.

Federal College Work-Study

This award provides a few on-campus jobs for students with financial need. Enrollment of at least half-time (six credits per semester) is required. The amount awarded depends upon calculated financial need and availability of federal funds granted to AGTS.

College Work-Study provides jobs for students in various offices and departments on campus. The average job is 20 hours per week. To apply, the FAFSA form is necessary. The College Work-Study form must be submitted to the Financial Aid Office. If eligible, the student will be notified in an award letter. (See Financial Registration for corroborating information.)

Entrance and Exit Interviews

Students receiving a Federal Stafford Student Loan, a Federal Unsubsidized Stafford Loan or Perkins Loan are required by the federal government to attend entrance and exit interviews. The entrance interview must occur before receiving any loan funds. The exit interview is required when withdrawing, dropping below half-time or graduating from AGTS. Contact the Financial Aid Office for details.

Debt Load


The goal of AGTS is to provide financial aid to all students in a fair and equitable way. When borrowing money for a seminary education, AGTS encourages borrowing conservatively so that future plans and opportunities for ministry are not limited or curtailed because of a high debt load.

Loan Deferments


Student may receive deferments of undergraduate loans while attending AGTS. Federal regulations stipulate specific requirements for eligibility and AGTS serves only as that certifying agent. Please contact the Financial Aid Office for further information.

Withdrawal and Financial Aid Refund Policy

AGTS abides by the following fair and equitable refund policies for Title IV programs which refunds students for unearned tuition and fees for periods of time if the student withdraws or fails to complete the period of enrollment.

Withdrawal Procedure

Students who withdraw from AGTS are required to complete individual Withdrawal from Class forms for each course, and the Withdrawal from Seminary form.

Financial Aid Refund Policy


(Applies only to students receiving federal financial aid who drop to less than half-time status or who totally withdraw from seminary)

Students who withdraw completely from the seminary or who drop to less than halftime status prior to completing at least 60% of the semester or payment period must repay all of the unearned portion of the federal aid received. The amount of federal aid earned is determined by the number of days enrolled at AGTS within the semester or payment period up to 60% of that semester. The number of days a student is not enrolled equals the unearned portion of the semester or payment period. This amount will be returned to the lender and the student must make arrangements in the Business Office for repayment of these funds. If a student is enrolled for at least 60% of the semester or payment period, he/she has earned 100% of the federal funds received. For detailed information about the Federal Withdrawal Policy, see the Financial Aid Office.

Satisfactory Progress Standards for Financial Aid Recipients

See the current AGTS Student Handbook online at www.agts.edu, for policy on “Satisfactory Progress Standards for Financial Aid Recipients.”

Updated: Thursday, September 11, 2014 9:27 AM

 

 
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